For The Disciplined Player: Casino Credit

If you are the type of casino player who hates lugging around that extra cash, but does not like the huge interest that comes with using a credit card, then applying for casino credit suits you. However, do this only if you have good money management skills.

Most casinos offer their patrons the privilege of having a line of credit with them. This is a good thing for their business, since the players who create a line of credit with them will most likely return to play at their establishment.

In order to avail the casino credit, be sure that you have already visited the casino a few times already. This allows for easier application, as they won't be readily lending money to new guests.

Get a credit application from the casino of your choice. Complete your application before you visit a casino, as it sometimes takes days for them to process it. You could inquire about the application through phone. Try to have the form sent through mail or fax. Some casinos have an online form for credit applications.

The application for a casino credit would most likely be similar to that of a credit card. The application would ask how much credit you want to have. Be sure that you have that amount in the bank account that you indicate in the form. You can't expect them to give you $3000 worth of credit if you only have $500 in your account. In case a guest does not pay up, they would get the payment directly from that account.

Once you sign the application form, you also allow the casino to contact your bank and check your past credits. If your application is approved, then you can take markers instead of cash to the tables.

To obtain a marker, tell the dealer at the table in which you will play that you would like a marker. A staff of the casino would then ask you for your club card and how much you would like your marker to be. After a few processes, the staff will make you sign the marker and give you the said amount in chips.

Casinos have varying time tables for the payment of credits. Always inquire about this before you apply for one.

If you hate bringing in a handful of cash to the casino or using your credit card with that high interest rate, then applying for credit at the casino is your way to go. Remember, using credit at the casino means gambling with borrowed money. This means that you need to have good, if not excellent, money management skills. Otherwise, you are just on the way to a financial disaster.